A single-record financial reader
The tool is a lookup-and-score page. A user enters a company's phone number and a year; the system finds that company's matching financial record in the company database table, displays its profile and raw figures, and then runs those figures through a set of ratio tests that classify the company's performance for that year — without the user ever touching a spreadsheet.
What goes in
A telephone number (the company's record key) and an evaluation year, picked from a short dropdown of recent years.
What comes out
The company's profile, its raw sales/cost/asset figures, and a set of qualitative ratings — from Excellent down to Loss — describing its margin, cost, and asset-coverage health.
Turn raw figures into a decision-ready read
Six numbers on a balance sheet — sales, purchases, expenses, debit interest, other revenue, assets — don't mean much on their own. The goal of this tool is to remove that translation step: instead of asking a reader to calculate margins and coverage ratios by hand, it does the arithmetic, checks where each ratio falls on a fixed scale, and states the outcome in plain words a non-accountant can act on.
Skips manual ratio calculation across a large set of companies.
Gives a standard, repeatable rating instead of a subjective read of a statement.
Makes every company record instantly queryable by phone number and year.
From a phone number to a rating
The page runs the same five-stage process for every request:
Validate and look up
The submitted phone number is checked for a valid numeric format, then used with the chosen year to query the company table over a PDO/MySQL connection.
Display the raw record
If a match exists, the company's profile (name, email, site, legal form, products, sector, country) and its raw financial fields are printed as a reference table.
Derive the working figures
From six raw inputs, the system computes gross profit and three versions of net profit (before interest, before other revenue, and final) that feed every ratio downstream.
Compute the ratios
Four ratios are calculated: a product/margin ratio, an expense-adjusted ratio, and two asset-coverage ratios (one before and one after other revenue is added in).
Classify and report
Each ratio (and each meaningful pair of ratios) is checked against fixed numeric bands and mapped to one of seven tiers, from Excellent to Loss, which the page reports back as the company's evaluation.
What the tool needs, and what it reads
Two inputs come from the person running the evaluation. Everything else is read from the matching row in the economic database.
| Field | Source | Example | Role |
|---|---|---|---|
| Telephone | Typed by user | 33026232 | Record key used to find the company |
| Year | Chosen by user | 2015 | Selects which fiscal year to evaluate |
| Sales | Database | n1 | Total revenue from core activity |
| Purchases | Database | n2 | Cost of goods/inputs bought |
| Expenses | Database | n3 | Operating expenses |
| Debit interest | Database | n4 | Interest paid on borrowing |
| Other revenues | Database | n5 | Income outside core sales |
| Assets | Database | n6 | Total value of company assets |
The company's profile fields (name, email, website, legal form, sector, country, products, paid capital) are also stored alongside these figures and are shown for reference, though they don't affect the rating itself.
Seven tiers, one spectrum
Every ratio the tool computes lands on the same scale — a company either sits close to a healthy balance (Excellent) or drifts toward one figure overwhelming another (Loss). Lower ratio values read as stronger; higher values, and negative profit, read as weaker.
Rates margin efficiency alone: how sales compare to purchases relative to gross profit.
Cross-checks the margin ratio against an expense-adjusted ratio, so a good margin backed by controlled costs rates higher than one undermined by them.
Cross-checks two asset-coverage ratios — one excluding, one including other revenue — to see how much of the company's asset base its profit realistically covers.
One company, one year, one verdict
Suppose a company reports the following figures for a given year:
What the tool derives
Reading it: sales comfortably outpace purchases (an excellent margin), and once expenses, interest and assets are folded in, the company's profit still covers its cost base very well in every check — a picture of a financially healthy year, not a marginal one.
Live company lookup
Enter a company's telephone number and year — exactly like the live tool — and this page will query the same economic database and compute the same ratios and ratings, using the company's real figures instead of typed-in numbers.