๐ Sector Evaluation Tool
An automated financial benchmarking engine that aggregates real company data from the
database and instantly rates the financial performance of an entire economic sector โ
country by country, sector by sector, year by year.
Free to use
Live database report
ISIC-based sectors
4 financial standards
7-level rating scale
01.Tool Description
The Sector Evaluation Tool is a PHP-based analytical module that connects
to a live MySQL database of registered companies and produces an on-demand financial
health report for an entire economic sector, rather than for a single company.
Instead of asking a user to type in financial figures, the tool pulls, sums, and analyzes
the real accounting data (sales, purchases, expenses, interest, other revenue and assets)
already stored for every company that matches a chosen country, industrial sector and year.
It is part of the wider Geneec platform, which also lets users evaluate individual
companies and stocks, post free project ads, and search for jobs and products โ this page
focuses specifically on the sector-level evaluation engine.
๐ Multi-country
Covers virtually every country in the world through a standard country selector.
๐ญ ISIC classification
Sectors follow the UN's International Standard Industrial Classification (ISIC), from Agriculture to Extraterritorial bodies.
๐ Multi-year
Reports can be generated for fiscal years 2011 through 2015.
๐งฎ 4 financial standards
Combines Product, Activity, Debit and Efficiency standards into one composite verdict.
02.Purpose & Goal
The main goal of the tool is to give a fast, objective, data-driven answer to a simple
but important question: โHow healthy is this sector, in this country, in this
year?โ It removes the need for manual spreadsheet work by automatically:
- Aggregating the accounting data of every company that belongs to the chosen sector, country and year.
- Calculating standardized profitability, activity, debt and efficiency ratios for the sector as a whole.
- Translating those ratios into a plain-language performance grade โ from Excellent down to Loss.
- Helping decision-makers compare sectors and years without needing an accounting background.
03.How It Works (Mechanism)
-
Select the criteria. The user chooses a country, an ISIC sector and a
fiscal year from the form below and submits it.
-
Secure database query. The tool runs a prepared (parameterized) SQL
statement against the
company table, summing every matching company's
financial fields and counting how many companies were found.
-
Display the raw totals. The aggregated totals (sales, purchases, gross
profit, expenses, debit interest, other revenue, net profit, assets and company count)
are printed as a summary table.
-
Compute the four standards. From those totals the engine derives four
ratios โ Product, Activity, Debit and
Efficiency โ each comparing an averaged cost base to the profit it produced.
-
Classify each ratio. Every ratio is compared against fixed thresholds
and mapped to one of seven grades, from Excellent to Loss.
-
Combine standards & render the verdict. Related standards are
cross-checked together (e.g. Product with Activity, Activity with Debit) and the
matching narrative snippet is included, producing the full, human-readable evaluation
report shown at the bottom of the page.
The Four Financial Standards
1. Product Standard
Relates Sales and Purchases to the resulting Gross Profit (Sales โ Purchases). A low ratio signals a healthy trading margin.
2. Activity Standard
Relates Sales, Purchases and Expenses to the Net Operating Profit (Sales โ (Purchases + Expenses)), reflecting operational efficiency.
3. Debit Standard
Adds Debit Interest into the cost base to measure profit after financing costs, highlighting the impact of borrowing on the sector.
4. Efficiency Standard
Compares the sector's Assets to its Net Profit, showing how productively the sector's asset base is being used.
The 7-Level Rating Scale
Each standard's ratio is mapped onto the same scale โ the smaller the ratio, the stronger the underlying profit margin:
| Ratio range | Grade |
| 0 โ 2 | Excellent |
| 2 โ 4 | Very Good |
| 4 โ 7 | Good |
| 7 โ 12 | Acceptable |
| 12 โ 50 | Poor |
| > 50 | Very Poor |
| Negative profit | Loss |
04.Required Data
Two kinds of input feed the tool: the criteria you select on screen, and the accounting data already stored in the database for each company.
A. Selection criteria (entered by the user)
| Field | Description |
| Country | The country where the companies operate. |
| Sector | The ISIC industry classification (e.g. Manufacturing, Construction, Financial services). |
| Year | The fiscal year to evaluate (2011โ2015). |
B. Company records already in the database
| DB field | Meaning |
n1 | Sales value |
n2 | Purchases value |
n9 | Gross profit |
n3 | Expenses |
n4 | Debit interest |
n5 | Other revenues |
n24 | Net profit |
n6 | Assets value |
country / sect / year | Used to filter which companies are included in the aggregation. |
All figures are summed with SQL's SUM() across every company that matches the
chosen country, sector and year, and the query is executed as a prepared statement to
protect against SQL injection.
05.Explanation of Results
After submitting the form, two blocks of output appear:
-
The data table โ the raw, aggregated totals pulled straight from the
database: total Sales, Purchases, Gross profit, Expenses, Debit interest, Other
revenues, Net profit, Assets value, and the number of companies included in the
calculation. This is the evidence behind the verdict.
-
The evaluation report โ a written verdict built from the four
standards described above. It states, in plain language, whether the sector's trading
margin, operating performance, debt burden and asset efficiency are Excellent, Very
Good, Good, Acceptable, Poor, Very Poor, or in a Loss position for the selected
country, sector and year.
If no company records match the chosen country, sector and year, the tool simply reports that there are no companies available for that combination.
06.Practical Example
Suppose a user selects Country: Egypt, Sector: 10 โ Manufacture of food products, Year: 2015, and the database returns 12 matching companies with the following aggregated totals:
| Sales | Purchases | Expenses | Debit interest | Other revenue | Assets | Companies |
| 1,000,000 | 600,000 | 150,000 | 20,000 | 30,000 | 900,000 | 12 |
Step-by-step calculation:
- Gross profit = 1,000,000 โ 600,000 = 400,000
- Product Standard ratio โ (1,000,000 โ 300,000) / 400,000 = 1.75 โ within the Excellent range
- Net operating profit = 1,000,000 โ (600,000 + 150,000) = 250,000
- Activity Standard ratio โ (1,000,000 โ 375,000) / 250,000 = 2.5 โ within the Very Good range
- The tool then combines the Product and Activity results into one composite message describing the sector as financially strong with efficient control of purchase and operating costs, while flagging the exact area (if any) that needs improvement.
07.Applications
๐ผ Investors
Screen which sectors and countries currently show the strongest fundamentals before allocating capital.
๐ข Business owners
Benchmark their own company's ratios against the average performance of their entire sector.
๐๏ธ Policy makers
Monitor the financial health of key economic sectors over multiple years to guide policy.
๐ Researchers & students
Use real aggregated sector data for academic studies in finance, economics and accounting.
๐ฆ Lenders & banks
Get a quick sense of sector-wide debt exposure and repayment capacity via the Debit standard.
๐ Analysts
Track how a sector's profitability and efficiency evolve year over year (2011โ2015).
08.Advantages & Limitations
โ
Advantages
- Completely free and instant โ no manual data entry required.
- Uses real, already-verified company records instead of user-supplied guesses.
- Standardized ISIC sector classification enables fair, like-for-like comparison.
- Four complementary standards give a rounded view: margin, operations, debt and asset efficiency.
- Secure, prepared SQL statements protect the underlying data.
- Results are expressed in plain language, not just raw numbers.
โ ๏ธ Limitations
- Accuracy depends entirely on how complete and correct the underlying company records are.
- Coverage is currently limited to fiscal years 2011โ2015.
- Reports the sector as a whole โ it does not evaluate an individual company.
- Sectors with very few reporting companies can produce results that are not statistically representative.
- Fixed rating thresholds are applied uniformly and are not tailored to every industry's norms.
- Does not account for inflation, currency effects, or macroeconomic context between countries.
๐ Try the Live Sector Evaluation Tool
Pick a country, an ISIC sector and a year, then click Evaluate to pull the live database table and full evaluation report below.